Free Whitepapers & Guides

The PEO Knowledge Hub.
Expert insights, free.

Every resource on this page is written for business owners and HR leaders who are evaluating PEOs — or just trying to understand if a PEO is right for them. Download any guide free by sharing your email.

📚 6 Expert Whitepapers ✓ Always Free to Download 📖 Written by PEO Specialists
Benefits 📄 12 pages

Fortune 500 Benefits for Small Teams: How PEO Buying Power Works

A PEO pools thousands of employees across hundreds of companies to negotiate group health rates that a 20-person business could never access alone. This whitepaper explains exactly how that works — and what to watch for in the fine print.

Health Insurance Group Rates Ancillaries
Comparison 📄 10 pages

PEO vs. Payroll Provider: What's Actually Different?

Gusto, ADP, and Paychex handle payroll. A PEO does something fundamentally different — it becomes a co-employer. This guide breaks down the legal, financial, and operational implications in plain language.

Co-Employment Payroll Liability
Compliance 📄 14 pages

HR Compliance in 2025: How PEOs Shield Your Business from Costly Mistakes

Employment law is a moving target — multi-state compliance, leave mandates, I-9 requirements, and wage-and-hour rules all create risk. This whitepaper explains how co-employment shifts that burden and what you still own.

Multi-State FMLA I-9 Wage & Hour
Cost & Pricing 📄 9 pages

How Much Does a PEO Really Cost? A Transparent Breakdown

PEO pricing comes in two flavors — percentage of payroll and per-employee-per-month — and the difference can be significant at scale. This guide walks through both models with real-world examples and a total-cost-of-ownership template.

PEPM % of Payroll ROI
Workers' Comp 📄 11 pages

Workers' Comp Through a PEO: Pooled Risk, Lower Rates, Less Admin

Workers' compensation is one of the most significant financial benefits of using a PEO — especially for businesses in high-risk industries. Learn how master policies, experience modification rates, and claims management work inside a PEO relationship.

Workers' Comp Mod Rate Claims

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